Business Process Outsourcing Canada | BPO Services

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Business Process Outsourcing Services in Canada

Big0 delivers specialized BPO services designed for the Canadian market, combining bilingual capabilities, PIPEDA compliance, and deep understanding of Canadian business practices. Our Canadian BPO solutions serve businesses across Toronto, Montreal, Vancouver, Calgary, and Ottawa with culturally aligned, regulation-compliant outsourcing services.

From bilingual customer support to finance BPO with Canadian accounting standards (ASPE), we provide comprehensive business process outsourcing that addresses the unique requirements of Canadian enterprises operating in a bilingual, highly regulated environment.

Why Canadian Businesses Choose Big0 for BPO

Bilingual BPO Excellence (English & French)

True Bilingual Customer Support Our customer service teams deliver authentic bilingual support with Canadian accents and cultural understanding. We don't just translate - we provide genuinely bilingual service that meets Official Languages Act requirements for federally regulated businesses and Quebec's Charter of the French Language (Bill 101) standards.

Regional Accent & Cultural Alignment We understand that Canadian customers expect specific regional accents and cultural references. Our agents are trained in Canadian expressions, regional variations (Ontario vs Quebec vs Atlantic), and cultural nuances that create authentic customer connections.

Seamless Language Switching Customers can switch between English and French mid-conversation without transfers. Our systems track language preferences, ensuring consistent bilingual experience across all touchpoints - phone, email, chat, and social media.

Finance BPO with Canadian Standards

ASPE & IFRS Accounting Our finance teams are experts in Canadian accounting standards - both ASPE (Accounting Standards for Private Enterprises) and IFRS (International Financial Reporting Standards). We handle bookkeeping, financial reporting, accounts payable/receivable, and month-end close processes aligned with Canadian GAAP.

Canadian Payroll Expertise We manage complete payroll processing including CPP (Canada Pension Plan), EI (Employment Insurance), WSIB (Workplace Safety and Insurance Board), provincial payroll taxes, and T4/RL-1 preparation. Our systems stay current with federal and provincial payroll regulations.

CRA Compliance & Tax Filing Our finance BPO includes HST/GST/PST/QST calculation and remittance, CRA reporting, T5018 contractor reporting, and coordination with Canadian tax authorities. We ensure accurate, timely compliance with all CRA requirements.

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PIPEDA-Compliant Data Processing

Privacy by Design

Personal Information Protection All BPO operations adhere to PIPEDA (Personal Information Protection and Electronic Documents Act) requirements. We implement privacy by design, ensuring customer data is collected, used, and stored according to Canadian privacy law.

Provincial Privacy Laws We comply with provincial variations including Alberta's PIPA, BC's PIPA, and Quebec's Law 25 (the Quebec privacy reform). Our data handling practices meet the strictest provincial requirements across all operations.

Cross-Border Data Transfer Controls When Canadian data must cross borders, we implement appropriate safeguards including standard contractual clauses, adequacy assessments, and consent mechanisms that satisfy Privacy Commissioner requirements.

Secure Canadian Data Hosting

Canadian Data Centers Customer data is hosted in Canadian data centers (Toronto, Montreal, Vancouver) to ensure data sovereignty and faster access. We use Canadian cloud providers and infrastructure that keeps data within Canadian jurisdiction.

Access Controls & Audit Trails Role-based access controls, comprehensive audit logging, encryption at rest and in transit, and regular security assessments ensure customer data remains protected throughout the BPO lifecycle.

Comprehensive Canadian BPO Services

Customer Service BPO

Bilingual Contact Center Operations - Inbound/outbound customer service in English and French - Multi-channel support (phone, email, chat, social media) - Canadian holiday coverage (Civic holidays, Quebec-specific holidays) - 24/7 support with Canadian-based and nearshore teams - Quality monitoring with bilingual QA specialists

Technical Support Services - Level 1-3 technical support in both official languages - Remote troubleshooting and system administration - Software/hardware support for Canadian customers - Integration with Canadian ticketing and CRM systems - Escalation management with Canadian business hours coverage

Order Processing & E-commerce Support - Order entry, tracking, and fulfillment coordination - Returns and refund processing (Canadian consumer protection laws) - Shopping cart abandonment follow-up - Inventory management support - Integration with Canadian payment processors (Interac, Canadian cards)

Back Office BPO

Document Processing & Data Entry - Invoice processing and data extraction - Claims processing (insurance, warranty, benefits) - Form processing and digitization - OCR and intelligent document processing - Bilingual document handling (English/French)

HR & Recruitment Support - Resume screening and candidate pre-qualification - Interview scheduling and coordination - Reference checking and background verification - Onboarding documentation and processing - HRIS data entry and maintenance

Procurement & Supply Chain Support - Purchase order processing and tracking - Vendor management and communication - Inventory reconciliation - Shipping coordination with Canadian carriers (Canada Post, Purolator, Canpar) - Customs documentation for cross-border shipments

Finance & Accounting BPO

Accounts Payable/Receivable - Invoice processing and approval workflows - Payment processing (EFT, cheque, wire) - Vendor management and reconciliation - Collections and dunning (Canadian Collection Agencies Act compliance) - Credit management and approval

Financial Reporting & Analysis - Monthly/quarterly/annual financial statements (ASPE/IFRS) - Management reporting and KPI dashboards - Budget vs actual analysis - Cash flow forecasting - Variance analysis and explanations

Tax Compliance Support - HST/GST/PST/QST calculation and filing - T4, T4A, T5018, RL-1 preparation - Corporate tax preparation support - Provincial tax compliance - CRA correspondence management

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Industry-Specific BPO Solutions

Healthcare BPO

Medical Billing & Claims Processing We handle provincial health insurance billing (OHIP, RAMQ, MSP, AHS), private insurance claims, and coordination of benefits. Our teams understand Canadian healthcare billing codes and provincial variations.

Patient Support Services Bilingual appointment scheduling, patient intake, prescription refill coordination, and patient inquiry handling - all PIPEDA and PHIPA (Ontario) compliant.

Medical Records Management Secure digitization, organization, and retrieval of patient records. Integration with Canadian EMR systems like TELUS Health, MEDITECH, and Cerner.

Financial Services BPO

Banking Operations Support Account opening processing, KYC verification (FINTRAC compliance), transaction processing, and customer inquiry handling for Canadian banks and credit unions.

Insurance Claims Processing Auto, property, life, and health insurance claims processing aligned with provincial insurance regulations. Support for Canadian insurers navigating regional regulatory differences.

Mortgage & Loan Processing Application processing, document verification, credit checks (Equifax/TransUnion Canada), and closing coordination for Canadian mortgage lenders and brokers.

Retail & E-commerce BPO

Omnichannel Customer Support Support for Canadian retailers managing brick-and-mortar and e-commerce operations. Integration with Shopify, Lightspeed, and Canadian POS systems.

Inventory Management Multi-location inventory tracking, stockout management, and replenishment coordination for Canadian retail chains.

Seasonal Support Scaling Rapid scaling for Canadian retail peaks - Black Friday, Boxing Day, back-to-school, and holiday seasons with culturally appropriate service delivery.

Canadian Market Expertise

Understanding Regional Differences

Quebec Market Specialization We understand Quebec's unique business environment - Charter of the French Language requirements, civil law (vs common law), provincial holidays, and cultural preferences. Our Quebec BPO services ensure full compliance and cultural alignment.

Western Canadian Focus BPO services tailored for BC, Alberta, Saskatchewan, and Manitoba businesses, understanding resource-sector needs, agricultural business cycles, and western time zone requirements.

Atlantic Canada Support Specialized support for Atlantic provinces including understanding of seasonal industries (fisheries, tourism), smaller population dynamics, and regional economic development programs.

Canadian Business Culture

Relationship-Focused Approach Our BPO style reflects Canadian business culture - polite, collaborative, consensus-building, and relationship-oriented. We avoid the aggressive, transactional approach common in some offshore BPO.

Ethical Business Practices We adhere to Canadian business ethics, anti-corruption standards, and corporate social responsibility expectations that Canadian businesses demand from service providers.

Environmental Sustainability Carbon-neutral operations, paperless processes, and environmental reporting align with Canadian corporate sustainability commitments and ESG expectations.

Technology & Integration

Canadian Software Integration

Accounting Software Native integration with QuickBooks Canada, Sage 50 Canada, Xero (Canadian edition), and other popular Canadian accounting platforms. We handle Canadian-specific features like HST/GST tracking and bilingual reporting.

CRM Systems Integration with Salesforce (Canadian instances), Microsoft Dynamics 365, HubSpot, and Canadian-developed CRM solutions. Bilingual field labels and Canadian data requirements.

Payroll Systems Connection to ADP Canada, Ceridian Dayforce, PayWorks, Rise, and other Canadian payroll platforms. Automated data exchange for payroll processing.

Communication Platforms

Canadian Telecom Integration Integration with Bell, Rogers, TELUS, and other Canadian carriers. Canadian phone numbers, call routing, and number portability for seamless customer experience.

Collaboration Tools Microsoft 365, Google Workspace, Slack, and Teams configured for Canadian data residency and bilingual collaboration.

Security & Compliance Tools SOC 2, ISO 27001 certified infrastructure with Canadian privacy impact assessments and PIPEDA compliance documentation.

Pricing & Service Models for Canadian Market

Transparent Canadian Dollar Pricing

Per-Seat Pricing - Customer Service Agent: CAD 2,200 - 3,500/month - Technical Support Specialist: CAD 2,800 - 4,200/month - Finance & Accounting Professional: CAD 3,200 - 5,000/month - Bilingual premium: 15-25% above English-only rates

Per-Transaction Pricing - Document processing: CAD 0.50 - 2.00 per document - Invoice processing: CAD 1.50 - 4.00 per invoice - Customer interaction: CAD 2.50 - 6.00 per contact - Payroll processing: CAD 3.00 - 8.00 per employee per pay period

Hourly Rates - Standard BPO services: CAD 28 - 45/hour - Specialized services: CAD 45 - 75/hour - Bilingual services: CAD 35 - 60/hour - Project-based work: Custom quotation

Flexible Service Models

Dedicated Teams Dedicated Canadian-focused teams working exclusively for your organization. Full integration with your systems, culture, and processes. Minimum 5 FTEs.

Shared Services Cost-effective shared agent model for smaller volumes. Agents handle multiple clients but follow strict confidentiality and data separation protocols.

Hybrid Model Combination of Canadian-based (for sensitive operations) and nearshore/offshore (for cost-effective scalable services) with centralized Canadian management.

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Canadian Cities We Serve

Toronto BPO Services

Greater Toronto Area businesses benefit from our proximity, same-time-zone operations, and understanding of Ontario's business environment. We support Toronto's diverse industries - financial services, technology, healthcare, retail, and professional services.

Our Toronto BPO clients appreciate our OHIP billing expertise, integration with Ontario government systems, and understanding of Toronto's multicultural customer base.

Montreal BPO Services

Montreal operations include specialized Quebec BPO services - full French-language support, RAMQ billing, Quebec tax compliance (Revenu Quebec), and understanding of Civil Code implications for contract processing.

We support Montreal's key industries including aerospace, video games, AI/tech, pharmaceuticals, and financial services with culturally appropriate bilingual BPO.

Vancouver BPO Services

Vancouver and Lower Mainland businesses leverage our Pacific time zone coverage, understanding of BC's resource industries, real estate market, and Asia-Pacific trade connections.

We provide MSP billing for healthcare clients, WorkSafeBC claims support, and BPO services aligned with BC's progressive employment standards and privacy laws.

Calgary BPO Services

Calgary energy sector BPO services include specialized support for oil & gas, clean energy, and resource companies. We understand Alberta's business environment, APEGA requirements, and energy sector cycles.

Our Calgary clients benefit from AHS billing support, WCB Alberta claims processing, and finance BPO aligned with Alberta corporate tax requirements.

Ottawa BPO Services

National Capital Region BPO services include government contractor support, bilingual requirements for federal suppliers, security clearance coordination, and understanding of government procurement processes.

We support Ottawa's technology sector, government services contractors, and businesses serving both federal government and private sector clients.

Implementation & Transition

Structured Onboarding Process

Weeks 1-2: Discovery & Planning - Process documentation and analysis - System access and integration setup - Team recruitment and training planning - Privacy impact assessment (PIPEDA) - Service level agreement finalization

Weeks 3-4: Team Building & Training - Bilingual agent recruitment and screening - Product/service training - System and tool training - Canadian compliance training (privacy, industry-specific) - Quality assurance protocol development

Weeks 5-6: Pilot Operations - Shadow phase with existing team - Pilot volume processing - Quality monitoring and feedback - Process refinement - System integration testing

Week 7+: Full Operations & Optimization - Full volume transition - Performance monitoring against SLAs - Continuous improvement implementation - Regular business reviews - Scaling as needed

Knowledge Transfer

Documentation Development - Standard operating procedures (bilingual) - Process flowcharts and decision trees - FAQ and knowledge base - Escalation matrices - Contact lists and communication protocols

Canadian Compliance Training - PIPEDA and provincial privacy laws - Industry-specific regulations (FINTRAC, PHIPA, etc.) - Accessibility requirements (AODA, ACA) - Consumer protection laws - Official Languages Act (for federal clients)

Quality Assurance & Performance Management

Bilingual Quality Monitoring

Dual-Language QA Quality assurance in both English and French, ensuring language accuracy, cultural appropriateness, and brand consistency across both official languages.

Canadian Service Standards Monitoring against Canadian customer service expectations - politeness, patience, willingness to help, and culturally appropriate communication styles.

Compliance Auditing Regular audits for PIPEDA compliance, industry regulation adherence, and internal policy conformance. Documentation for regulatory inquiries.

Performance Metrics & Reporting

Real-Time Dashboards - Call/contact volume and handle times - Service level achievement (80/20, 90/30 standards) - Quality scores (by language and overall) - Customer satisfaction (CSAT, NPS) - First call resolution rates

Canadian Business Hours Reporting Reporting aligned with Canadian business hours, holidays, and seasonal patterns. Separate reporting for English and French language performance.

Continuous Improvement Monthly business reviews, quarterly strategic planning, and annual contract reviews ensure ongoing optimization and alignment with evolving business needs.

Frequently Asked Questions

We hire natively bilingual agents (primarily from Quebec, Ottawa, New Brunswick) who speak both English and French as first or near-native languages. Our training includes cultural context for both anglophone and francophone Canadian customers, regional variations, and appropriate register (formal vs informal) for different customer segments. Quality monitoring is conducted by bilingual QA specialists who assess language quality, not just translated accuracy. We also maintain separate English and French knowledge bases to ensure culturally appropriate responses rather than direct translations.

Yes, full compliance is core to our Canadian BPO services. We conduct privacy impact assessments for each client engagement, implement privacy by design in all processes, and maintain documentation required for PIPEDA compliance. Our data handling practices meet the stricter provincial requirements (Alberta PIPA, BC PIPA, Quebec Law 25) so we're compliant across all provinces. We host data in Canadian data centers, implement appropriate cross-border safeguards when necessary, and provide regular privacy compliance reporting. Our contracts include standard clauses required for data processor relationships under Canadian privacy law.

Absolutely. Our finance BPO team includes Canadian payroll specialists certified in federal and provincial payroll compliance. We handle CPP, EI, federal and provincial tax withholding, WSIB/WCB premiums, and employer health taxes (where applicable). We stay current with changing rates and thresholds for all provinces and territories. Our systems integrate with major Canadian payroll platforms (ADP Canada, Ceridian Dayforce, PayWorks, Rise) and we prepare all required year-end forms (T4, T4A, RL-1, etc.). We also coordinate with Canada Revenue Agency and Revenu Quebec for remittances and compliance inquiries.

Quebec requires specialized attention due to unique language laws, civil law system, and provincial regulations. We maintain Quebec-focused teams with native French speakers who understand Quebec culture, business practices, and legal requirements. Our Quebec BPO ensures Bill 101 compliance for consumer-facing communications, uses Quebec accounting and tax practices (Revenu Quebec, QST, RL-1), and understands Quebec-specific holidays and cultural references. We provide French-first service for Quebec customers while maintaining bilingual capability. Our contracts and documentation reflect Quebec's civil law framework (vs common law in other provinces).

We maintain a flexible staffing model specifically for Canadian retail and seasonal patterns. For major peaks (Black Friday, Boxing Day, holiday season, back-to-school, RRSP season), we can scale up 30-50% within 2-3 weeks and 100%+ with 4-6 weeks notice. Our recruitment pipeline includes pre-screened bilingual agents ready for rapid onboarding. We also leverage nearshore teams (same time zones) for additional capacity while maintaining Canadian oversight. Our technology infrastructure auto-scales to handle volume surges without performance degradation. Post-peak, we can scale down gracefully while retaining knowledge and relationships.

Our deepest expertise is in financial services (banking, insurance, investment), healthcare (OHIP/RAMQ billing, patient services), retail/e-commerce, telecommunications, and professional services. We understand industry-specific regulations like FINTRAC for financial services, PHIPA for healthcare, and CRTC regulations for telecom. We also support manufacturing, distribution, real estate, and technology companies. For regulated industries, we ensure our teams understand compliance requirements and can support audit processes. Our industry specialization means faster onboarding, better quality, and more valuable insights for process improvement.

We implement layered security controls including SOC 2 Type II certification, ISO 27001 certification, and annual penetration testing. Technical controls include encryption at rest and transit, multi-factor authentication, role-based access controls, network segmentation, and DLP (data loss prevention) systems. Operational controls include background checks for all staff, mandatory security training, clean desk policies, and prohibited personal devices in production areas. We maintain comprehensive audit logs, conduct regular access reviews, and have incident response plans tested quarterly. Our Canadian data centers provide physical security and redundancy. All security practices align with PIPEDA security safeguards requirements and industry best practices.

Ready to transform your business processes with Canadian BPO excellence? Big0 combines bilingual capability, Canadian regulatory expertise, and proven BPO methodologies to deliver outsourcing services that feel like an extension of your team. Contact us for a consultation and discover how our Canadian BPO solutions can reduce costs, improve quality, and scale with your business.

Serving businesses across Canada: Toronto, Montreal, Vancouver, Calgary, Ottawa, Edmonton, Winnipeg, Quebec City, Hamilton, and all Canadian provinces and territories.

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